leasing

Fixed Deposits

Siyapatha Finance Deposits are guaranteed assurance of Stability, Service, and Benefits for your hard-earned money; the wind beneath your wings for you and your dreams. Be it an emergency, local or foreign tours, children’s higher education, purchasing of your new house, property, or your dream apartment, Siyapatha Finance Deposits will enable you to invest your money and obtain a return on the capital to fulfil your dreams.

Siyapatha Finance PLC, is the largest fully owned subsidiary of Sampath Bank PLC. We are licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, and The National Long-term Rating at ‘A(lka)’; as affirmed by Fitch Ratings, further reiterating our stability as a well-governed financial corporate.

Fixed Deposits
Fixed Deposits
Key features
  • Attractive interest rates on par with the ceiling rates issued by the Central Bank of Sri Lanka
  • A quick personal loan can be arranged against your Fixed Deposit, for 90% of your deposit value.
  • Special attention and interest rates for senior citizens
  • Trust, flexibility, efficiency, security, and reliability
  • 40 branches across the country with staff dedicated to fixed deposit operations
  • Managed by well-qualified professionals maintaining the highest standards of practice in the industry
For further details, contact us on 0117 605 605
More Features
  • Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation of up to a maximum of Rs. 1,100, 000/- per depositor.
  • Monthly interest can be transferred to your Siyapatha Savings account.
  • Ability to transfer online or credit money to Siyapatha Finance’s account at any branch of Sampath Bank by simply providing an application form.
  • If you do not have an account at Sampath Bank you can instruct your respective bank’s branch to make a fund transfer to our account at our parent bank.
  • Specially assigned Relationship Managers for high net worth customers
Interest Rates for Fixed Deposits for General Public:
(Interest Rates % p.a.)
Period
Maturity
A.E.R
Monthly
A.E.R
01 Month
7.25%
7.50%
02 Months
7.50%
7.74%
03 Months
8.00%
8.24%
06 Months
8.25%
8.42%
12 Months
9.50%
9.50%
9.35%
9.76%
24 Months
10.00%
9.54%
9.50%
9.92%
36 Months
10.25%
9.95%
10.00%
10.47%
48 Months
10.50%
9.16%
10.10%
10.58%
60 Months
10.75%
8.98%
10.50%
11.02%
Interest Rates for Fixed Deposits for Senior Citizens who are at the age of 60 & above:
(Interest Rates % p.a.)
Period
Maturity
A.E.R
Monthly
A.E.R
01 Month
7.25%
7.50%
02 Months
7.50%
7.74%
03 Months
8.00%
8.24%
06 Months
8.25%
8.42%
12 Months
10.20%
10.20%
9.85%
10.31%
24 Months
10.40%
9.91%
10.00%
10.47%
36 Months
10.75%
9.77%
10.40%
10.91%
48 Months
11.00%
9.54%
10.50%
11.02%
60 Months
11.40%
9.44%
11.00%
11.57%